What Should I Do Immediately After Storm Damage?
Last updated October 26, 2026
The short answer
Safety First
Your first priority is keeping yourself and your family safe. Stay out of rooms with standing water if you suspect electrical hazards. If you smell gas, leave the home and call the gas company from outside.
Check for structural damage like sagging ceilings or cracked walls. Avoid walking on wet floors that might be slippery. If you feel unwell or have breathing trouble, see a doctor. Keep children and pets away from affected areas.
- Turn off electricity at the breaker if water is near outlets
- Shut off the main water valve to prevent further leaks
- Wear rubber boots and gloves when handling wet items
- Avoid using electrical appliances in wet areas
- Take photos of damage before moving anything
- Save receipts for any emergency purchases
Stop the Water Source
If the storm caused a roof leak or broken window, try to stop more water from entering. Place buckets under active leaks and move furniture or valuables to a dry spot. Use towels or old blankets to soak up small amounts of water.
For larger flooding, you may not be able to stop the source yourself. If water is rising, do not risk your safety. Leave the area and wait for help. Your priority is staying dry and safe.
Once the storm passes, check your gutters and downspouts. Clear any debris that might be blocking water flow. This simple step can prevent more water from seeping into your home.
Document the Damage
Take clear photos and videos of every affected area before cleanup begins. Capture close-ups of damaged walls, floors, and personal items. Note the date and time of the storm in your records.
Make a written list of everything damaged, including furniture, electronics, and documents. Keep this list with your photos. This documentation helps your insurance company understand what happened.
Do not throw away damaged items until you have documented them. If you need to remove waterlogged items for safety, photograph them first. Your insurance company may ask for proof of loss.
Contact Your Insurance Company
Report the storm damage to your insurance company as soon as possible. They will explain what information they need and how to file a claim. Policies vary, and your insurer decides what is covered.
Ask about deadlines for filing a claim and what steps you must take. Some policies require you to prevent further damage, so take reasonable measures like tarping a broken roof. Keep notes of all conversations with your insurer.
Your insurance company may send an adjuster to inspect the damage. Do not make permanent repairs before they see the property. Temporary measures like covering holes are fine, but major repairs should wait.
Start the Drying Process
Begin removing water and drying affected areas as soon as it is safe. Use mops, towels, and buckets to remove standing water. Open windows and doors to increase airflow, if the weather allows.
Run dehumidifiers and fans to help dry out walls, floors, and furniture. The longer water sits, the more damage it causes. Mold can start growing within a day or two, so act quickly.
For extensive water damage, the pros can bring industrial equipment and expertise. They know how to dry hidden spaces like wall cavities and under floors. Their work usually involves a thorough assessment and a detailed drying plan.
- Remove wet carpets and rugs if possible
- Lift furniture off wet floors with blocks
- Wipe down wet surfaces with clean cloths
- Empty water from refrigerators and freezers if power is out
- Discard soaked food and perishables
- Record the date you began drying efforts
When to Bring in the Pros
You can handle small spills and minor leaks with household tools. But if water has soaked into drywall, insulation, or hardwood floors, the drying job becomes complex. Hidden moisture can lead to structural damage and mold growth over time.
The pros have moisture meters and industrial air movers that dry materials thoroughly. They can also assess whether walls or floors need to be opened up for proper drying. Their work typically includes an inspection and a plan to prevent secondary damage.
If the storm affected a large area or the water came from outside, professional help is wise. Acting quickly gives you the right chance of limiting long-term problems.
- Water depth is more than a few inches
- Water has soaked into walls or ceilings
- You notice a musty smell within 24 hours
- Electrical outlets or switches are wet
- You cannot dry the area within 48 hours
Need help right now?
Water keeps spreading into floors and walls, so it is worth acting early. Calls are answered 24/7.
Call Now (510) 318-3798Frequently asked questions
How long do I have to file an insurance claim after storm damage?
Check your policy for the deadline, as it varies. Most policies require you to report promptly. Call your insurance company right after the storm to start the process. Delays can complicate your claim.
Can I clean up storm damage myself?
Small spills and minor leaks can be handled with towels and fans. But large amounts of water or hidden moisture need professional equipment. If water has soaked into walls or floors, the pros are better equipped to dry it fully.
What should I do with wet furniture and belongings?
Move them to a dry area if you can. Take photos first for documentation. Remove upholstery and cushions to let them dry. For valuable or heavy items, let the pros handle them to prevent further damage or injury.
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